Practical guides, checklists, and templates to help Australian businesses prepare for AUSTRAC AML/CTF compliance obligations under the 2026 reforms.
A structured checklist covering governance, process, and record-keeping requirements for AUSTRAC AML/CTF readiness.
Step-by-step CDD requirements for individual, company, and trust customers, with evidence requirements for each type.
Acceptable source of funds documentation, common evidence types, and how to assess and record source of funds information.
Requirements for identifying and verifying beneficial owners of companies and trusts, including thresholds and documentation standards.
A guide for compliance officers on conducting structured customer file reviews, documenting decisions, and managing escalations.
Checklist for preparing AML customer file packs for internal review, external audit, or regulatory inquiry response.
When to lodge a Suspicious Matter Report, the 24-hour terrorism and 72-hour other crime deadlines, and tipping-off obligations.
Threshold Transaction Reports ($10,000+ physical currency) and Cross-Border Movement Reports — triggers, deadlines, and lodgement requirements.
Minimum training obligations for staff, fit-and-proper assessments, and the 7-year record retention requirement under the AML/CTF Act.
Resources provided are for general guidance only. AgentAML does not provide legal advice. Your agency remains responsible for compliance with all applicable AML/CTF obligations. For legal advice, consult a qualified solicitor or compliance specialist.