One platform for every Australian reporting entity under the 2026 AUSTRAC reforms — real estate, accounting, legal, conveyancing, remittance, and more — complete AML/CTF workflows from onboarding to annual board report.
Built for Australian reporting entities under the 2026 AUSTRAC reforms. AgentAML supports internal compliance processes and record keeping. It does not provide legal advice.
The 2026 AUSTRAC reforms extend AML/CTF obligations to real estate, accounting, legal, conveyancing, crypto, remittance, precious metals, and more. All require the same structured workflows — not a spreadsheet.
Structured CDD workflows for individuals, companies, and trusts. Evidence checklists, beneficial ownership mapping, and 100-point identity check.
SMR, TTR, CBM, and IFTI workflows with auto-calculated deadlines. Annual Compliance Report generated from platform data.
Six-factor risk assessment with property-contextualised scoring. PEP, sanctions, adverse media, and AU Death Check screening.
Formal review workflow requiring an authorised compliance officer to approve or escalate every customer file.
Monitoring calendar for 12/24/36-month CDD refresh. EDD flag and completion workflow. Statutory reliance register under s37A/s38.
AML Program builder (Part A + B), staff training records (7-year retention), fit-and-proper assessments, and board report generator.
A structured, repeatable process from onboarding through to compliance officer approval.
Start a new customer file with transaction details
Complete customer due diligence checklist
Upload ID, address proof, and source of funds evidence
Assign preliminary risk rating with rationale
Compliance officer reviews and approves or escalates
Export a complete AML customer file pack as PDF
AgentAML helps teams draft summaries, identify missing evidence, and organise file notes. Compliance decisions remain with authorised people in your agency.
Draft summaries and evidence prompts stay under compliance officer control.
Automatically flags incomplete evidence items and required documents still outstanding in each customer file.
Generates a draft risk assessment narrative based on recorded risk indicators. Must be reviewed by a compliance officer.
Provides contextual guidance notes to assist staff completing customer due diligence fields correctly.
Agency data is isolated by organisation. No cross-tenant data access.
Four defined roles with fine-grained access controls: Owner, Compliance Officer, Staff Member, and Viewer.
Uploaded compliance documents are protected and accessible only to authorised users.
Every action is logged with user, timestamp, and file reference. Immutable records for audit purposes.
Export complete AML customer file packs including evidence register and compliance officer decision.
No AI-generated content is applied to a file without human review and approval by an authorised person.
Early access pricing — no lock-in contracts.
AgentAML supports AML/CTF workflow management, evidence collection, internal review, and record keeping. It does not provide legal advice and does not replace the agency's responsibility to comply with applicable AML/CTF obligations. AI-generated content is a draft only and must be reviewed by an authorised person.